Our Mission

NorthCalc exists to give every Canadian and American family access to professional-grade financial planning tools — for free. We believe that understanding your after-tax income, planning your budget, and visualizing long-term investment growth shouldn't require expensive software or a financial advisor.

What We Offer

Income Tax Calculator: Accurate take-home pay estimates for all 10 Canadian provinces/territories and all 50 U.S. states, updated annually for the latest tax brackets.
Budget Planner: A comprehensive expense tracker that helps you allocate your after-tax income across housing, transport, savings, and more — with a real-time balance indicator.
Investment Projection: Compound interest modeling with multiple return scenarios (5%, 8%, 10%) over 5 to 30 year horizons, helping you visualize your retirement future.

Our Data Sources

Tax data is sourced directly from official government publications:

Canada Revenue Agency (CRA) — federal and provincial tax brackets
Internal Revenue Service (IRS) — federal tax brackets and standard deductions
State and provincial government revenue agencies — individual state/province rates

Our team reviews and updates all tax data at the start of each calendar year. Tax calculations are performed entirely in your browser — we never store or transmit your financial information.

Important Disclaimer

All calculations provided by NorthCalc are estimates for informational and educational purposes only. They do not constitute tax, financial, or legal advice. Tax situations vary significantly based on individual circumstances. Always consult a qualified tax professional or financial advisor for advice specific to your situation.

How We Stay Free

NorthCalc is supported by Google AdSense display advertising and affiliate partnerships with financial product providers. When you click on a recommended product link, we may earn a commission at no additional cost to you. These partnerships do not influence our calculator results or editorial content.

Contact Us

Have questions, feedback, or found an error? We'd love to hear from you. Visit our Contact page to get in touch.