1. Introduction

NorthCalc ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website. Please read it carefully. If you disagree, please discontinue use of our site.

2. Information We Collect

Financial data you enter in calculators: All tax and income calculations are performed entirely in your browser (client-side). We do not collect, store, or transmit any financial figures you enter into our calculators.

Automatically collected data: When you visit our site, we may automatically collect certain information, including your IP address, browser type, operating system, referring URLs, and pages visited. This is collected through Google Analytics and is used solely for site improvement purposes.

Cookies: We use cookies for the following purposes:

Google Analytics (traffic analysis)
Google AdSense (advertising)
Functional cookies (saving your preferences locally in your browser)

3. How We Use Your Information

To operate and improve our website and tools
To serve relevant advertisements via Google AdSense
To analyze site traffic and usage patterns
To comply with applicable laws and regulations

4. Third-Party Services

We use the following third-party services that may collect data subject to their own privacy policies:

Google Analytics: Collects anonymized usage data. Google Privacy Policy
Google AdSense: Displays targeted ads based on your interests. Google Privacy Policy

You can opt out of personalized advertising at Google Ad Settings.

5. Your Rights

Depending on your location, you may have the following rights:

GDPR (EEA/UK residents): Right to access, correct, delete, and port your data; right to object to processing
CCPA (California residents): Right to know, delete, and opt out of sale of personal information
PIPEDA (Canadian residents): Right to access and correct personal information we hold about you

To exercise any of these rights, contact us at contact@northcalc.app.

6. Data Retention

We retain analytics data for up to 26 months as permitted by Google Analytics settings. We do not retain any financial data you enter, as it is never transmitted to our servers.

7. Children's Privacy

Our site is not directed to children under 13 (or 16 in certain jurisdictions). We do not knowingly collect personal information from children. If you believe we have inadvertently collected such information, please contact us immediately.

8. Changes to This Policy

We may update this Privacy Policy periodically. We will notify you of significant changes by updating the "Last updated" date above. Continued use of our site after changes constitutes acceptance of the updated policy.

9. Contact Us

For privacy-related inquiries: contact@northcalc.app