NorthCalc › Tax Calculator › Georgia
🦅 Georgia Income Tax Calculator
Georgia is transitioning to a flat 5.49% income tax rate, down from its previous graduated structure.
Uses 2025 tax-year brackets
Georgia State Tax Facts (2025 tax year)
Moving toward flat 5.49% rate (phased reduction underway)
Previously graduated brackets from 1%–5.75%
No local income tax statewide
5.49%
Top state rate
On top of federal income tax, Georgia residents pay up to 5.49% in state income tax. Use the calculator above to see your combined effective rate.
Frequently Asked Questions
What is the income tax rate in Georgia?+
How do I calculate my take-home pay in Georgia?+
Filing Taxes in Georgia: What the Rate Table Doesn't Tell You
How filing works here
Georgia is mid-transition from a graduated system (1%–5.75%) to a single flat rate, currently 5.49%, with legislated step-downs continuing. You file Form 500. During the transition years the practical effect is simple — one rate on all taxable income — but anyone looking at historical Georgia tax tables should know the old brackets are gone.
The local quirk to know
Georgia offers one of the most generous retirement-income exclusions in the country: up to $65,000 per person of retirement income (pensions, 401(k)/IRA distributions, and similar) can be excluded for filers 65 and older, with a smaller exclusion available from age 62. For a retired couple, that can shelter $130,000 of annual income from Georgia tax entirely — which is why Georgia shows up on every 'best states for retirees' tax list despite a headline rate that looks middling.
Planning note
The flat-rate transition changes year-to-year planning: with a single rate, there is no bracket to manage, so the lever is timing deductions and the retirement exclusion thresholds. And because the rate is still stepping down on a schedule, deferring discretionary income into a later year can literally mean paying a lower legislated rate — one of the few cases where waiting to realize income has a guaranteed, published payoff.
Written by Alex Chen. Tax rules change — confirm current-year figures with the IRS before filing.
Go Beyond Tax — Plan Your Full Financial Picture
Your Georgia take-home pay is the starting point. Map every dollar in a monthly budget and see how your savings compound over time.
Open Budget Planner & Investment Projector →