NorthCalc › Tax Calculator › Massachusetts
🦅 Massachusetts Income Tax Calculator 2025
Massachusetts has a flat 5% income tax for most income, but a new 4% surtax on income over $1 million took effect in 2023.
$
$
Massachusetts State Tax Facts (2025)
Flat 5% for most earners
New 4% "millionaire surtax" on income over $1M (total 9%)
No local income tax — only the state rate applies
9%
Top state rate
On top of federal income tax, Massachusetts residents pay up to 9% in state income tax. Use the calculator above to see your combined effective rate.
Frequently Asked Questions
What is the income tax rate in Massachusetts for 2025?+
Massachusetts has a top state income tax rate of 9%. Massachusetts has a flat 5% income tax for most income, but a new 4% surtax on income over $1 million took effect in 2023. Federal income tax on top follows the 2025 US federal brackets (10%–37%).
How do I calculate my take-home pay in Massachusetts?+
Enter your gross annual income in the calculator above. It applies all 2025 federal and Massachusetts state tax rates automatically — including payroll taxes like Social Security and Medicare — and shows your monthly net income.
Go Beyond Tax — Plan Your Full Financial Picture
Your Massachusetts take-home pay is the starting point. Map every dollar in a monthly budget and see how your savings compound over time.
Open Budget Planner & Investment Projector →