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🍁 Ontario Income Tax Calculator 2025
Ontario is Canada's most populous province with a progressive income tax up to 20.53% including the provincial surtax.
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Ontario Provincial Tax Facts (2025)
Provincial rates: 5.05%–20.53% (including surtax)
Ontario Surtax applies above ~$5,315 provincial tax payable
HST of 13% on most goods and services
20.53%
Top provincial rate
On top of federal income tax, Ontario residents pay up to 20.53% in provincial income tax. Use the calculator above to see your combined effective rate.
Frequently Asked Questions
What is the income tax rate in Ontario for 2025?+
Ontario has a top provincial income tax rate of 20.53%. Ontario is Canada's most populous province with a progressive income tax up to 20.53% including the provincial surtax. Federal income tax on top follows the 2025 Canadian federal brackets (15%–33%).
How do I calculate my take-home pay in Ontario?+
Enter your gross annual income in the calculator above. It applies all 2025 federal and Ontario provincial tax rates automatically — including payroll taxes like CPP and EI — and shows your monthly net income.
Go Beyond Tax — Plan Your Full Financial Picture
Your Ontario take-home pay is the starting point. Map every dollar in a monthly budget and see how your savings compound over time.
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